Costs & Calculators

When you buy a home, you will be asked for a down payment, usually between 5 to 25% of the total price of the property. You will also have a number of other fees and expenses to pay.

Some of the most common expenses are listed below. These expenses may vary, depending on your area:

Mortgage application and appraisal fee
Paid at time of application

Building inspection (optional)
Paid at time of application

Legal fees
Paid at closing

Legal disbursements
Paid at closing

Deed and/or mortgage registration
Paid at closing

Property survey (sometimes provided by the seller)
Paid at closing

Land Transfer Taxes (varying rates by province)
Paid at closing

Property tax adjustments
Paid at closing

Fuel adjustments
Paid at closing

Mortgage insurance
Paid at closing

Title insurance
Paid at closing



How Much Can You Afford?

These calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be
renting or buying.

Mortgage Payment Calculator

Closing Costs Estimator

Land Transfer Tax Calculator